Hi, from Gary again as I write about an often over-looked foreign bride adjustment topic.
And, how is your credit rating? It doesn’t matter because it’s a rhetorical question. Whether it’s great or not, your Russian bride will initially have a zero credit rating and no credit. As far as credit rating agencies are concerned, she’s a non-person. She’ll have no social security number, and no employment, bank, or payment history. None of this is a problem if you are super wealthy and have made adequate arrangements for her to be taken care of in the event of (heaven forbid) a divorce, or worse, you choke to death on a peanut butter sandwich or lose an argument with a Mac truck. But if you’ re not super wealthy with such arrangements having been made, here’s the deal.
Part of helping her adjust to life in America is for you to assume and faithfully fulfill the obligation of seeing to it that she can function here financially. The first thing to do is to get her a social security number. That’s a straight forward thing to do once her green card processing is underway.
Then, get her a credit card. Oh, I make it sound so simple, yes? Well it is simple, as least as far as the mechanics of it are involved. But here’s the tricky part. Read the rest of this entry »
